Don't do stupid things - our lives will be much better if we just stop doing stupid things. Stop shooting yourself in the foot. Avoiding bad decisions is much more important than making good ones. Bad decisions and habits will still outweigh all the good things you did before. For example: People take vitamins and dietary supplements because they saw them in advertising. But for our health it is much more important to get a good night's sleep and eat a balanced diet. No vitamins can replace this.* Do you agree? Part 2. The key to wealth and success is consistent and smart work. The concept is simple: more common sense and less profanation of work (when a person only creates the appearance of constant employment, but he is busy with the wrong thing, because there is no result). When most people watch TV series or videos with kittens, successful people are reading or working on a new project. When most people are drinking beer, successful people are learning a new skill. When others are shopping and consuming, they are working and creating. They are putting in effort, consistent and purposeful. So they have results, not problems.* A What is more in your life: results or problems? Part 3. Feeling bad? “Recharge” yourself with natural methods Here’s how you can quickly lift your “low” mood: 1) Laugh (this is both a breathing exercise and smile therapy). Watch a comic video, read jokes, etc. 2) The smell of orange evokes a sharp rush of endorphins What is especially pleasant: you can eat an orange while sniffing it (and the peel/zest will smell delicious for a long time). 3) Eat some dark chocolate (choose one that contains more than 75% cocoa) 4) Take a warm bath with sea water salt. A 20-minute stay in sea water works wonders (a half-kilogram pack of sea salt costs from 50 to 100 rubles in any grocery store). 5) 5-minute physical activity Jump on one leg. Wave your arms and legs. Go for an aerobic workout.* And what helps you best in sad moments? Part 4. In a crisis, we must do 2 things Even in the midst of an economic crisis, we must do 2 things with our money: 1) Increase your income Alternatively, by : changing jobs, looking for remote online part-time jobs, learning new professional skills, etc. + Reduce expenses (where possible). 2) Buy “income assets” This could be: income-generating real estate, rental real estate investment funds, shares in business, index funds (domestic and American), etc. Your family will always own the acquired assets.* I have already invested in assets today, and you? Part 5. People don’t like to talk about moneyBut they love money1) Money doesn’t solve everythingBut we all desperately need money.2) Money is more important than you thinkThere are not many things today that are not related to money. Nowadays everything mainly revolves around money.3) Money does not bring happinessBut its absence makes people unhappy.4 ) What matters is not how much you earn, but how much you save and investAdditionally: Read my other article “Where NOT to invest money? TOP 3 most dangerous places for your money.” I will be grateful for your likes and reposts of this article. Author of the article - Alexander Evstegneev, personal finance expert, author of 20 books on financial literacy, investor with 25 years of experience