Getting rid of debt from a psychological point of view is an important aspect of financial well-being. Debt can often cause stress, anxiety and feelings of restlessness, affecting our emotional and psychological well-being. Here are some strategies and approaches that can help in this process:1. Recognition and awareness of debts. It is important to be honest with ourselves and admit that we have debts. This is the first step towards resolving the problem. Acknowledgment will help relieve emotional burden and prepare for further action.2. Creating a long-term financial strategy. Developing an action plan will help you organize your thoughts and set priorities. Determine your financial goals and determine how you will manage your income to achieve those goals. This will help control your finances and reduce the possibility of getting into new debt.3. Creating a budget and planning expenses. It is important to develop a budget that includes debt payments as well as all other expenses. When planning your expenses, pay special attention to the debt payment component. Regular payments will help divide the debt into more manageable parts.4. Developing a debt repayment plan. Create a debt repayment strategy that includes not only basic payments, but also additional debt payments when possible. Prioritize debts with the highest interest rates or smallest balances to make the most of your resources.5. Managing emotions and stress. Debt can cause emotional stress and anxiety. It is important to develop healthy relaxation and stress management strategies, such as meditation, exercise, or spending time with loved ones. This will help maintain psychological balance and confidence when dealing with debt problems.6. Seeking support and help. If debts become overwhelming and you don't feel like you can handle them on your own, don't hesitate to ask for help. There are professionals, such as financial advisors or psychologists, who can help you develop a strategy for managing your debts and emotions. Getting rid of debt is a process that takes time, effort and persistence. A mental health approach will help you not only plan and organize your finances, but also maintain your emotional well-being during the process. Be patient with yourself, work gradually and don't forget that gradual progress forward is what is important to achieve financial freedom and psychological well-being.