If you are in a “dark streak” of problems with money, and it just doesn’t want to end and won’t let you go from its tenacious embrace, then try to start sticking to the following 5 -ti tips. They have more than proven themselves in practice: 1) Focus on what is completely under your control Do not worry unnecessarily about what you cannot change. Instead, focus on what is in your power ( what you can control or change). For example, we cannot choose our parents or where we are born. But we can choose (change) a profession or change the region of our residence. It’s the same with money! We cannot influence the situation in the economy and geopolitics. But each of us can become more competitive in the labor market, find an additional source of income and learn to increase our savings. 2) Optimize the three largest items of your expenses As a rule, this “troika” includes spending on housing, food and transportation. These are the “ “eat up” most of the money they earn. Think about how you will be able to reduce these expenses, at least a little. 3) Find a way to increase your income Here are some good options: talk to your management about how you can qualify for an increase in your wages; plan to make a significant contribution in the near future upgrade your professional skills; find a feasible part-time job in your free time from your main job (dedicate, say, 1 evening on weekdays and 1 weekend per month). 4) Start investing Just stay away from trading, Forex, etc. high-risk investment adventures. They are more likely to ruin you than give you the opportunity to earn money. The best option would be to follow the strategy of monthly averaging + a long investment horizon. To do this, direct 10-20% of each income to purchase currencies, index funds and other financial instruments. This will allow you to gradually form a significant capital (the income from which will fully provide for your entire family). IMPORTANT! Don't give in to the panic that occurs from time to time in the financial markets. Remember that the less you touch your investments, the better they will work. 5) Have patience and financial literacy Read any book on personal finance and ways to increase them. Take notes on the main ideas and draw up a schedule for their implementation in your financial life. And then a positive result will not be long in coming! ADDITIONALLY: Read my other article “Where NOT to invest money? TOP 3 most dangerous places for money.” Read my article “What skills do you need to become rich.” TO CONFIRM THE MATERIAL, WATCH MY NEXT VIDEO: I WILL BE THANKFUL FOR YOUR LIKES AND REPOSTS OF THIS ARTICLE