Loans are one of those things that are almost impossible to avoid today. If you're looking to buy (or upgrade your old) car, you'll likely take out an auto loan. If you plan to improve your living conditions, then you take out a mortgage. So if you have debts and loans, don't worry - you're not alone. In our country, according to statistics, every second family has a loan. In this article we will talk about how to quickly pay off even the most hopeless loan. How to get out of debt (and never fall into the credit trap again): 1) Give up expensive food The fact is that the average family spends most of its income on for the purchase of groceries, as well as for eating out (lunches, business lunches, etc.). Especially if the family has small children. Therefore, task No. 1 will be to reduce the cost of “expensive” food. Due to the fact that going to cafes and restaurants, as well as buying store-bought semi-finished products, is much more expensive (about 3-4 times) than preparing food yourself. 2) Cook at home and make it delicious Stop eating food prepared by someone else! The Internet can help you find good ways to significantly reduce your food costs. Today it's incredibly easy to find simple recipes using common ingredients, weekly meal plans, grocery shopping tips, and more. culinary tips. 3) Go shopping less often Frequent visits to the grocery store “kill” our salary. The thing is that any shopping trip inevitably gives rise to impulsive/spontaneous purchases. Therefore, train yourself to go grocery shopping with a pre-compiled list of NEEDED purchases. 4) Identify (and expand) your competitive advantages. These may include your practical experience and existing specialized knowledge, as well as participation in complex projects. Strengthen your position in the labor market - become a tasty “bait” for good employers (with good salaries). 5) It’s better to increase your income than to save. Constantly look for options for part-time jobs that are feasible for you. Set aside several “windows” to generate additional income in your free time from your main job. AND FINALLY: You can do it! Nothing I've talked about in this article is overly complicated. You will need dedication, consistency and a good mood. ADDITIONAL: Read my other article “Where NOT to invest money? TOP 3 most dangerous places for money.” Read my article “What skills do you need to become rich.” TO CONFIRM THE MATERIAL, WATCH MY NEXT VIDEO: I WILL BE THANKFUL FOR YOUR LIKES AND REPOSTS OF THIS ARTICLE